Why Does Bank ATM Swallow Cards?

..was on my way to cast my vote for the candidate of my choice. Today was the SUG elections of my Great Citadel of Learning (UNIBEN). After standing on the queue for over 20mins at main gate, it got to my turn, slot in my ATM card and that’s how it refused to load. 
I stood there feeling lost and hopeless while I had other things to do in school.

I just annoying abandoned it there after waiting over 30mins. I wonder why this happens everytime. 
Is this a curse placed on several Bank ATM Or it’s a technical Fault from the Machine?

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